body {
font-family: verdana, helvetica, sans-serif;
font-size: 13px;
text-align: left;
margin: 0px;
}

A.subheader:link {
	COLOR: #0055A4; TEXT-DECORATION: none
}
A.subheader:active {
	COLOR: #000000; TEXT-DECORATION: none
}
A.subheader:visited {
	COLOR: #0055A4; TEXT-DECORATION: none
}
A.subheader:hover {
	COLOR: #D9E6C8; TEXT-DECORATION: none
}
TD.subheader {
	FONT-SIZE: 13px; COLOR: #FFFFFF; FONT-FAMILY:  verdana, helvetica, sans-serif
}
DIV.subheader {
	FONT-SIZE: 13px; COLOR: #FFFFFF; FONT-FAMILY:  verdana, helvetica, sans-serif
}
A:link {
	COLOR: #0055A4; TEXT-DECORATION: none
}
A:visited {
	COLOR: #0055A4; TEXT-DECORATION: none
}
A:active {
	COLOR: #FFFFFF; TEXT-DECORATION: none
}
A:hover {
	COLOR: #FFFFFF; TEXT-DECORATION: none
}
A.nav:link {
	COLOR: #FFFFFF; TEXT-DECORATION: none
}
A.nav:visited {
	COLOR: #0055A4; TEXT-DECORATION: none
}
A.nav:active {
	COLOR: #FFFFFF; TEXT-DECORATION: none
}
A.nav:hover {
	COLOR: #FFFFFF; TEXT-DECORATION: none
}
TD {
	FONT-SIZE: 13px; FONT-FAMILY:  verdana, helvetica, sans-serif
}
P {
	FONT-SIZE: 13px;
	FONT-FAMILY:  verdana, helvetica, sans-serif;
	color: #0055A4;
}
.subheader1 {
	font-size: 12px;
	color: #D78954;
	font-weight:bold;
	text-align: left;
}

.bodtext {
	font-size: 12px;
	color: #0055A4;
	font-family: verdana, helvetica, sans-serif;
	font-weight: normal;
}

.indent1 {
text-indent: 20px;
}